LIM Reports
What is a LIM and Why Does It Matter When Buying a House?
When you’re buying a home, there’s a lot to think about — price, location, condition, layout… and then there’s the LIM. But what exactly is a LIM, and why does it matter?
What is a LIM?
LIM stands for Land Information Memorandum. It’s a report prepared by the local council that gives you all the official information they hold about a particular property. It includes crucial details that might not be obvious at an open home or in the marketing brochure.
A LIM will typically include:
Zoning information
Building consents and permits issued (or not!)
Flooding, erosion, or slip risks
Stormwater and sewage connections
Resource consents or planned developments nearby
Any outstanding rates or notices
Why is a LIM important?
Because it helps protect you from unwanted surprises. While a property might look perfect on the surface, the LIM could reveal issues that could affect your decision — or at least give you grounds to negotiate.
Some common red flags include:
Unconsented work (like that extra bathroom or deck)
Risk of flooding or land instability
Future developments nearby that could affect your privacy or value
Missing final code compliance certificates on past work
Having this information before you go unconditional gives you a clearer picture of what you're really buying.
Can I rely on a LIM supplied by the agent or vendor?
We strongly recommend that you order your own LIM report. Relying on a LIM supplied by someone else — like the agent or vendor — comes with significant risk.
If the council has made an error or omitted important information in a LIM and you’ve ordered it yourself, you may have a right to seek compensation. If the LIM was ordered by someone else, you generally won’t have any recourse against the council or the person who supplied it.
We always recommend you to retain your own LIM report.
Should I request a Property File as well?
Yes. While a LIM report provides an overview of council-held information, a Property File (or property pack) offers more detailed documentation — including original plans and consents.
This can be the only way to identify unconsented alterations or additions to the property, which might not be mentioned in the LIM. We often recommend obtaining both a LIM and the Property File for full peace of mind.
Our role as your lawyers
At Sutcliffe Matson Law, we’ll review the LIM report and any supporting council documents to explain what matters — and what doesn’t. We know what to look for, how to spot risks, and when to ask more questions or raise concerns with the agent or council.
A LIM isn’t just paperwork — it’s protection. And when you’re making one of the biggest purchases of your life, a little due diligence goes a long way.
Need help reviewing a LIM report or navigating the home-buying process?
Get in touch with our property team — we’re here to help make the process simple, clear, and stress-free.