Buying and Selling
Property

Whether you are buying your first home, selling an investment property or moving to your next home, our team are here to help. We provide practical legal advice on conveyancing, sale and purchase agreements, due diligence, KiwiSaver withdrawals, refinancing and property transactions, making the process clear, smooth and stress-free.

Buying and Selling Property

Making Your Next Property Move Simple

Buying or selling property is one of life's biggest financial decisions, and having the right legal support can make all the difference. At Sutcliffe Matson Law, our experienced Auckland property lawyers and legal executives are here to make the conveyancing process as straightforward and stress-free as possible.

Whether you're buying your first home, selling a family property, purchasing an investment property or moving into your next home, we provide practical legal advice and personal support every step of the way. From reviewing sale and purchase agreements and carrying out property due diligence to managing finance requirements and completing settlement, we'll take care of the legal details so you can focus on your next chapter.

We assist clients throughout Auckland, across New Zealand and overseas with their New Zealand property transactions.

Buying a Property

Helping You Buy with Confidence

Buying a home is an exciting milestone, but it can also come with important legal decisions and obligations.

Whether you're a first-home buyer, upgrading your family home or investing in property, our conveyancing team is here to help you understand the process, protect your interests and avoid unexpected complications. We recommend involving your lawyer before signing a Sale and Purchase Agreement, so we can review the terms, explain any conditions and identify potential concerns before you make a commitment.

How we can help when buying a property:

  • Reviewing Sale and Purchase Agreements before you sign.

  • Explaining contract terms, conditions and important deadlines.

  • Advising on property titles, easements, covenants and other legal matters affecting the property.

  • Assisting with legal due diligence and reviewing relevant property documentation.

  • Advising on finance conditions and mortgage documentation.

  • Assisting eligible first-home buyers with KiwiSaver first-home withdrawals.

  • Helping with family contributions, gifts and loans towards your purchase.

  • Liaising with banks, mortgage advisers and real estate agents.

  • Preparing legal documentation and managing settlement.

Our goal is to help you feel informed and confident throughout your property purchase, with clear explanations and practical advice when you need it.

Selling a Property

Making Your Property Sale as Smooth as Possible

Selling your home or investment property involves more than finding the right buyer. There are legal obligations, important deadlines and settlement requirements that need to be managed carefully. Our property team and legal executives can guide you through the selling process, helping you understand your responsibilities and ensuring the legal aspects of your sale are handled efficiently.

Whether you're selling through a real estate agent, by auction or privately, we can provide the support you need from the initial agreement through to settlement.

How we can help when selling a property:

  • Preparing or reviewing Sale and Purchase Agreements.

  • Explaining your obligations as a seller.

  • Reviewing conditions and advising on any legal issues that arise.

  • Assisting with auction and private sale documentation.

  • Liaising with real estate agents and the purchaser's lawyer.

  • Arranging mortgage discharges and repayment of lending.

  • Preparing settlement documentation and statements.

  • Managing the legal transfer of ownership and settlement funds.

We work to keep you informed throughout the transaction, helping to minimise delays and ensure you're prepared for settlement day.

First Home Buyers

Your First Home, Made Easier

Buying your first home should be exciting, not overwhelming.

We understand that stepping onto the property ladder can feel daunting, particularly when you're navigating legal documents, finance arrangements and unfamiliar terminology for the first time.

Our friendly Auckland conveyancing team will guide you through each stage, explaining what you need to know in plain language and helping you understand your rights and responsibilities.

We can assist with:

  • Reviewing your Sale and Purchase Agreement before signing.

  • Explaining conditional and unconditional agreements.

  • Reviewing property titles and other relevant documentation.

  • Assisting with KiwiSaver first-home withdrawal applications.

  • Advising on gifted deposits and family loans.

  • Explaining mortgage and lending documents.

  • Preparing you for settlement and the transfer of ownership.

We encourage first-home buyers to get in touch early, even if you're just starting to look. A little legal guidance at the beginning can help avoid unnecessary stress later.

Property Due Diligence

Know What You're Buying Before You Commit

Before purchasing a property, it's important to understand any legal matters that could affect its ownership, use or future value. Property due diligence helps identify potential issues before you become legally committed to a purchase.

Depending on the property and your circumstances, we can assist with reviewing:

  • Records of title and ownership details.

  • Easements, covenants and consent notices.

  • Land Information Memorandum (LIM) reports.

  • Relevant property conditions and contractual obligations.

  • Cross-lease and unit title arrangements.

  • Legal issues that may affect your intended use of the property.

We can also advise when additional reports or specialist advice may be appropriate. Our focus is on helping you make an informed decision, with a clear understanding of the potential legal risks.

KiwiSaver Withdrawals

Supporting You with Your Property Finance Arrangements

Buying a property often involves more than simply arranging a mortgage.

You may be using KiwiSaver funds, receiving financial assistance from family or relying on a combination of savings and lending.

Our team can assist with the legal documentation and requirements associated with these arrangements.

Our services include:

  • KiwiSaver first-home withdrawal applications.

  • Legal documentation for gifted deposits.

  • Family loan agreements.

  • Mortgage and loan documentation.

  • Refinancing and changes to existing lending arrangements.

We can help you understand the legal implications of these arrangements and ensure the appropriate documentation is in place.

Property Refinancing

Practical Advice When Your Lending Needs Change

Whether you're looking to secure a better interest rate, change banks, restructure your home loan or access equity in your property, refinancing can be an important step towards achieving your financial goals.

At Sutcliffe Matson Law, our experienced Auckland property lawyers make the legal side of mortgage refinancing straightforward and stress-free. We can assist with reviewing mortgage documentation, discharging existing mortgages, registering new security and liaising with your lender to ensure a smooth transition.

We understand that everyone's financial circumstances are different, which is why we provide practical legal advice tailored to your needs.

Thinking about refinancing your mortgage? Explore here to learn more about the process, what's involved and how we can help you make your next move with confidence.

Property Law with a Personal Approach

We know that buying or selling property is about more than paperwork. It's about people, families, investments and new beginnings. At Sutcliffe Matson Law, we combine professional legal experience with a down-to-earth, approachable style that puts your needs first.

What you can expect from our team:

  • Clear, practical advice:
    We explain legal matters in everyday language, helping you understand your options and obligations.

  • Genuine personal service:
    We take the time to understand your circumstances and what's important to you.

  • Experienced guidance:
    Our team handle a wide range of residential property transactions.

  • Proactive communication:
    We keep you updated on progress and important deadlines.

  • Straightforward pricing:
    Ask us about our fixed-fee conveyancing services and what is included.

  • Support wherever you are:
    We assist clients across Auckland, throughout New Zealand and overseas.

Our priority is to make the legal side of your property transaction as simple, efficient and stress-free as possible.

Let's Get You Moving
Your Next Chapter Starts Here

Whether you're buying your first home, selling a property, refinancing or simply exploring your options, we're here to help.

Contact our friendly property team today to discuss your plans, learn more about our conveyancing services or enquire about our fixed-fee options.

We'd love to help you take the next step with confidence.

Over on The Blog

Thinking of Buying a Business?

Discover what you need to know before taking the next step. Read our article for practical advice and key considerations when buying a business.